Stop guessing what you owe in Portugal.
Plain-English guides, simple calculators and deadline reminders — no ads, no signup. Written by an English-speaking Lisbon resident who files his own IRS every year.
Calculator · 62 guides · 2026 rates · no signup.
“The shocker for me was that at the end, I had no idea how much tax I owed.”
Example output · calculator runs in your browser
How this site works
Who this is for
You’ll feel seen if any of these sound like you.
- You’re an English-speaking resident of Portugal (D7, D8, Golden Visa, IFICI, or plain EU)
- You’re a freelancer on recibos verdes and never sure what you owe in IVA, IRS, or Segurança Social
- You’re an employee but have side income, Airbnb, or investment gains that complicate your IRS
- You have a contabilista but you only hear from them twice a year, and usually with bad news
- You’re American and trying to keep PT + US tax sides from tripping each other up
- You have rental income from Alojamento Local or long-term properties
If none of those are you, some guides may still help — but they’re written for these situations.
How it works
Three steps. Then never guess again.
- 01
Estimate your tax in 60 seconds
The TAXCLARA calculator works out your IRS, IVA and Segurança Social for 2026. Employee or freelancer, NHR / IFICI / standard regime, single page, single number. No signup.
- 02
Read the guides that apply to you
62 in-depth guides cover recibos verdes, family quotient, IFICI Portugal eligibility, foreign income and the obscure mechanics that decide your refund. All in English, all 2026-current.
- 03
Never miss a deadline
Subscribe and we send plain-English alerts for IRS, IMI, IVA quarterly and Segurança Social. Hits your inbox days before the date that matters - so you can plan the cash, not scramble.
Tools
Simple tools for the questions that come up every year.
New · IRS check Your IRS, checked line by line Drop the tax office's liquidation PDF: we redo the calculation and show deductions that didn't count, joint vs separate, and what's due next. Read in your browser — nothing is uploaded. Check my IRS →-
Salary & tax calculator
Net pay, IRS and Segurança Social for employees and freelancers.
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How much to set aside
What a freelancer should put aside from each invoice.
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IFICI / NHR checker
Whether you may qualify for Portugal’s special tax regimes.
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Modelo 3 prep
A checklist of what you need before filing your IRS.
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CAE code finder
The activity code to use when you open activity as a freelancer.
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Crypto tax
The 365-day rule and what you owe on crypto gains.
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IMT calculator
Property transfer tax when you buy a home, including IMT Jovem.
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IUC calculator
Yearly road tax for your car.
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Tax deadlines
Every filing and payment date for the year, in English.
A note from the founder
I moved to Lisbon years ago and have filed Portuguese tax ever since. Every April, the number on my IRS has surprised me. Every August, it has hurt.
I’ve been through three contabilistas. One ghosted me during the worst week of filing season. One sent me bills in Portuguese I couldn’t read. One was kind but could only tell me what I owed after I already owed it.
TAXCLARA is what I wanted all along - plain answers, in English, that I can check on a Tuesday morning and trust. It’s free and it stays free. If you’ve felt any of this, you’re exactly who I write it for.
Andrew Kovalenko
Founder · LisbonCalculator
See your net salary in Portugal - in English.
Employees and freelancers (recibos verdes), with NHR and IFICI support. 2026 rates. Under 60 seconds. Built on the same tax engine that powers TAXCLARA.
Read first
The guides we’d have killed for in our first PT tax year.
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Big picture
Total taxes a Portuguese resident actually pays
IRS, SS, IVA, IUC, IMI - with worked totals at €30k, €60k, €100k.
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Regimes
NHR vs IFICI vs Standard
When the 20% flat rate actually saves you money - and when standard wins.
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First year
Recibos verdes first year 2026
The 50% IRS reduction and 12-month SS exemption stack to ~€7k savings.
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Reference
Portugal tax brackets 2026
All 9 brackets, what changed from 2025, with worked examples and family quotient.
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Deductions
IRS deductions 2026
Every category of deduções à coleta with the global cap formula.
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Strategy
Tax optimization playbook
Every legal lever to reduce your PT tax bill, ranked by impact.
Deadline reminders
Deadline reminders by email.
A short email a week before each Portuguese tax deadline (IRS, IVA, Segurança Social, IMI), plus a note when the rules change. Usually one to three emails a month; unsubscribe anytime.
Questions
The ones you’re probably thinking.
Is this for freelancers only, or employees too? +
Both. Freelancers on recibos verdes get the most moving parts - IRS, IVA, Segurança Social, retenção na fonte - so the value hits hardest there. But employees with side income, Airbnb / Alojamento Local, investment gains, or US-side filings will find guides for their situation too. If your IRS is just a salary with no extras, the salary calculator is probably all you need.
Does this file my IRS? +
No - only an OCC-certified contabilista can legally file on your behalf in Portugal. TAXCLARA explains what applies to you and helps you estimate what you owe, and the Modelo 3 guide walks you through filing it yourself — including when it’s worth paying a contabilista instead.
I’m American. Do you handle my US taxes too? +
No - TAXCLARA covers the Portuguese side only. The Anexo J + foreign-source guide explains how foreign income is declared here, which is what your US preparer will need for the foreign tax credit.
Is it really free? Who pays for it? +
Yes. The guides, calculators, the IRS check and the deadline reminders are free, with no ads, no paid placements and no paid tier. TAXCLARA is built and paid for by me, a Lisbon resident who files his own Portuguese taxes.
I found a mistake. Where do I tell you? +
At the bottom of every guide and tool there’s a “Suggest an edit” box — tell me what’s wrong or unclear, or ask for the page in your language. I check every report against the official source and fix the page.
Where are you based? +
Lisbon. Built by expats who live and pay Portuguese tax too. We share the problem.